Drive to the best rates in Metro East!
Get the pre-approval, financing, rates, terms, and car buying tips you need in one convenient location – Revity CU.
Benefits You’ll Love
- Fast pre-approval for extra bargaining power
- Take advantage of low rates on new or used vehicles
- Receive a potentially lower rate when you refinance
- Get expert tips on car buying to avoid unwanted experiences
- Select from our handy list of dealerships across Illinois and Missouri
- Up to 120% financing available for qualified buyers
- Competitively low rates on new or used vehicles or RVs
- A wide range of terms customized to your unique needs
- Pre-approval available for extra bargaining power at the dealership
- Refinance your current vehicle to potentially lower your rate/payment
- Enjoy local, Metro East decision-making and processing
- Helpful, member-first service throughout the entire process
Check out the list of Revity CU Indirect Auto Dealers. We've provided their contact information and web site links to make your shopping experience easy!
We know how intimidating it can be to make a large purchase, even under the best of circumstances. Here are some links to help you arm yourself with knowledge going into the process.
The U.S. Department of Energy will help you:
- Understand federal fuel efficiency standards
- Discover which vehicles meet or exceed those standards
- Estimate your fuel costs for specific trips
- Learn more about hybrid and electric cars
- And much more!
Carfax will help you:
- Find a local dealer
- Find a car that fits your needs
- View both new and used vehicles
- Obtain the history (order reports by VIN number) of a vehicle you're interested in
Hybrid Offer
Revity CU also offers a 0.25% rate discount when financing a new hybrid vehicle. Please view our current loan rate sheet here for details.
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Use this calculator to determine your projected earnings from our Reward Checking account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Individual Retirement Account (IRA)
| Balance Required to Earn Dividends | Rate | APY |
|---|---|---|
| $0 - $24,999.99 | 0.55% | 0.55% |
| $25,000 - $49,999.99 | 0.70% | 0.70% |
| $50,000 - $99,999.99 | 0.80% | 0.80% |
| $100,000+ | 3.50% | 3.50% |
Money Market Account
| Balance Required to Earn Dividends | Rate | APY |
|---|---|---|
| $2,500 - $24,999.99 | 1.65% | 1.65% |
| $25,000 - $49,999.99 | 1.75% | 1.75% |
| $50,000 - $74,999.99 | 1.80% | 1.80% |
| $75,000 - $99,999.99 | 1.85% | 1.85% |
| $100,000 or more | 1.90% | 1.90% |
| $150,000.00 or more* | 3.25% | 3.25% |
*Elite Money Market Account
Share Accounts
| Account | Balance Required to Earn Dividends | Rate | APY |
|---|---|---|---|
| Member Savings | $0 - $9,999.99 | 0.10% | 0.10% |
| Member Savings | $10,000 - $24,999.99 | 0.10% | 0.10% |
| Member Savings | $25,000+ | 0.20% | 0.20% |
| Prime Time Club | Bonus on all balances** | 0.15% | 0.15% |
| Simply MORE! Checking* | $0 - $10,000 | 1.25% | 1.25% |
| Simply MORE! Checking* | $10,000.01 or more | 0.25% | 0.25% |
| Christmas Club | All balances | 0.10% | 0.10% |
All savings rates quoted as annual percentage yields. All share accounts other than Share 0 will be paid the Tier 1 dividend.
*Calculated on average daily balance.
**Bonus rate applies only to member's main share savings account.
Share Certificates
| Type | Term | Minimum Balance Required | Rate | APY |
|---|---|---|---|---|
| Share Certificate | 6 Month | $1,000 | 1.74% | 1.75% |
| Share Certificate | 9 Month | $1,000 | 1.74% | 1.75% |
| Share Certificate | 12 Month | $1,000 | 2.58% | 2.60% |
| Share Certificate | 15 Month | $1,000 | 2.58% | 2.60% |
| Share Certificate | 18 Month | $1,000 | 2.62% | 2.65% |
| Share Certificate | 21 Month | $1,000 | 2.62% | 2.65% |
| Share Certificate | 24 Month | $1,000 | 2.72% | 2.75% |
| Share Certificate | 27 Month | $1,000 | 2.72% | 2.75% |
| Share Certificate | 30 Month | $1,000 | 2.77% | 2.80% |
| Share Certificate | 33 Month | $1,000 | 2.77% | 2.80% |
| Share Certificate | 36 Month | $1,000 | 2.77% | 2.80% |
| Share Certificate | 48 Month | $1,000 | 2.87% | 2.90% |
| Share Certificate | 60 Month | $1,000 | 3.02% | 3.05% |
| YOUTH Share Certificates | Term | Minimum Balance Required | Rate | APY |
|---|---|---|---|---|
| Youth Share Certificate | 6 Month | $1,000 | 1.74% | 1.75% |
| Youth Share Certificate | 9 Month | $1,000 | 1.74% | 1.75% |
| Youth Share Certificate | 12 Month | $1,000 | 2.58% | 2.58% |
| IRA Share Certificates | Term | Minimum Balance Required | Rate | APY |
|---|---|---|---|---|
| IRA Share Certificate | 24 Month | $1,000 | 2.72% | 2.75% |
| IRA Share Certificate | 36 Month | $1,000 | 2.77% | 2.80% |
| IRA Share Certificate | 48 Month | $1,000 | 2.87% | 2.90% |
| IRA Share Certificate | 60 Month | $1,000 | 3.02% | 3.05% |
All Share Certificate Rates subject to change without notice. Penalty for early withdrawal.