Make your member perks mobile

Access all of the products, features, and account information you need anywhere there’s an internet connection.

Benefits You’ll Love

  • Make loan payments, view statements, and more from your mobile
  • Securely transfer funds from your laptop or phone and skip a branch trip
  • Save valuable time and deposit checks securely with Mobile Deposit
  • Get a quick view of account balances and more with text banking
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*Wireless carrier data rates may apply.

*Message and data rates may apply. Text banking terms of service apply. Click here for our full policy.

Reward Checking CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Reward Checking account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly dividends earned* $0
  • Monthly ATM fees refunded**$0

Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.

Share Certificate CalculatorDisclaimer

A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%

Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.

Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.

Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.

Auto Loans

Year Term APR*
2018 & Newer 36 As low as 5.25%
2018 & Newer 69  As low as 5.49%
2018 & Newer  84 As low as 7.74%
2014 - 2017 69 As low as 6.89%
2014 - 2017 79 As low as 8.19%
2010 - 2013 66 As low as 8.59
2010 - 2013 72 As low as 9.00%
2009 & Older 55 As low as 8.69%

* Not all applicants will qualify for the lowest rate.

Rates are determined using Trans Union Auto Specific FICO 08 Score and are not negotiable. In cases where a cosigner is required, the higher credit score is used to determine the rate. If one of the two applicants does not register a score, rate will be determined based on the applicant that has a credit score. Floor rate is 5.49%. If approved, mileage over 150,000 add 1% to the rate not to exceed 18%. Terms greater than 66 months only available on vehicles 2010 and newer with a loan amount of $15,000 or greater and mileage less than 75,000 miles. 80-84 months available only with approval on loans $25,000+ and on vehicles 2018 and newer with mileage less than 60,000. First due dates must not exceed 60 days from date of contract. Exceptions to due dates after the 25th of the month must be approved prior to funding. If total amount financed (including taxes, title fee & license fee) is less 80% of the MSRP or NADA retail value of the vehicle, a rate reduction of .25% will be applied. 79 month max term. If the vehicle is a new untitled hybrid vehicle we will extend a .25% rate reduction as part of our “go green” program. Must receive a dealer invoice stating this is a hybrid vehicle. All loans must be underwritten and approved by the credit union. Rate valid up to 36 months, no further discounts apply

Boat Loans

Amount Financed Maximum Term APR*
$50,000 - $75,000 96 As low as 8.50%
$25,000 - $49,999 84 As low as 8.00%
$15,001 - $24,999 72 As low as 7.50%
Less than $15,000 60 As low as 7.00%

* Not all applicants will qualify for the lowest rate

Rates are determined using Trans Union Auto Specific FICO 08 Score and are not negotiable. In cases where a cosigner is required, the higher credit score is used to determine the rate. If one of the two applicants does not register a score, rate will be determined based on the applicant that has a credit score. First due dates must not exceed 60 days from date of contract. Exceptions to due dates after the 25th of the month must be approved prior to funding. 10% Down payment on loans $25,000+

Credit Cards

Type APR*
Revity CU Rewards Mastercard As low as 9.9% APR*
Share Secured Credit Card As low as 9.9% APR*

*Not all applicants will qualify for the lowest rate.

First Mortgage Loans

Type   APR
10 Year Fixed 5.750% 6.087%
15 Year Fixed 5.875% 6.114%
20 Year Fixed 5.950% 6.145%
25 Year Fixed 6.250% 6.416%
30 Year Fixed 6.375% 6.524%
7 Year Balloon 5.375% 5.649%

*Rates are subject to change until locked.

Rates and APR (Annual Percentage Rate) are subject to change at any time. Rates and/or points may vary depending on your specific needs and circumstance(s) such as credit history and other factors. APR calculations are based on $100k loan amount and 0 points for the purchase of a single-family, primary residence, with a credit score of at least 700, loan to value of 80% (20% down payment). Estimated points and origination fees are not a substitute for a loan estimate. Your actual rate, payment, and costs could be higher. Get an official loan estimate before choosing a loan. All borrowers are subject to qualification and final underwriting approval.

Home Equity Loans

Type Term APR*
Closed End < 7 Year As low as 6.50%
Closed End 10 Year As low as 6.875%
Closed End 15 Year As low as 6.950%

*Not all applicants will qualify for the lowest rate. 
Rates are subject to change until locked.

Rates and APR (Annual Percentage Rate) are subject to change at any time. Rates and/or points may vary depending on your specific needs and circumstance(s) such as credit history and other factors. APR calculations are based on $100k loan amount and 0 points for the purchase of a single-family, primary residence, with a credit score of at least 700, loan to value of 80% (20% down payment). Estimated points and origination fees are not a substitute for a loan estimate. Your actual rate, payment, and costs could be higher. Get an official loan estimate before choosing a loan. All borrowers are subject to qualification and final underwriting approval.

Individual Retirement Account (IRA)

Balance Required to Earn Dividends Rate* APY*
$0 - $24,999.99 0.55% 0.55%
$25,000 - $49,999.99 0.70% 0.70%
$50,000 - $99,999.99 0.80% 0.80%
$100,000+ 2.50% 2.50%

 

Land Loan

Type   APR*
15 Year Fixed   6.250%
3 Year Balloon  15 Year Amortization Prime + 1.25%
5 Year Balloon 20 Year Amortization Prime + 2.00%

Money Market Account

Balance Required to Earn Dividends Rate* APY*
$2,500 - $24,999.99 1.80% 1.80%
$25,000 - $49,999.99 1.85% 1.85%
$50,000 - $74,999.99 1.90% 1.90%
$75,000 - $99,999.99 1.95% 1.95%
$100,000 or more 2.00% 2.00%
$150,000.00 or more* 2.75% 2.75%

*Elite Money Market Account

Motorsport Loans

Year Maximum Term APR*
2018 & Newer 75 As low as 8.69%
2011 - 2017 63 As low as 8.59%
2010 & Older 63 As low as 8.89%

*Not all applicants will qualify for the lowest rate.

Rates are determined using Trans Union Auto Specific FICO 08 Score and are not negotiable. In cases where a cosigner is required, the higher credit score is used to determine the rate. If one of the two applicants does not register a score, rate will be determined based on the applicant that has a credit score. First due dates must not exceed 60 days from date of contract. Exceptions to due dates after the 25th of the month must be approved prior to funding. If total amount financed (including taxes, title fee & license fee) is less than 80% of the MSRP or NADA retail value of the vehicle, a rate reduction of .25% will be applied. Loan amount must be $15,000 or greater on 2018 or newer year models to qualify for 64-75 month term.

Personal Loans

Type APR*
Personal Loan - Closed End As low as 8.9%
Freedom Line - Open End As low as 8.9%
Quick Cash Loan As low as 24.99%

*Not all applicants will qualify for the lowest rate.

RV & Camper Loans

Amount Financed Maximum Term APR*
$25,000 + 190 As low as 8.79%
$15,000 - $24,999 132 As low as 8.09%
$14,999 & below 84 As low as 7.99%

*Not all applicants will qualify for the lowest rate.

Rates are determined using Trans Union Auto Specific FICO 08 Score and are not negotiable. In cases where a cosigner is required, the higher credit score is used to determine the rate. If one of the two applicants does not register a score, rate will be determined based on the applicant that has a credit score. First due dates must not exceed 60 days from date of contract. Exceptions to due dates after the 25th of the month must be approved prior to funding. Include dealer invoice for New and NADA Book-out Sheet for Used with all options. 15% minimum down payment on loans $50,000+ 10% minimum down payment on loans $25,000 - $49,999. Contracts will not be funded without all necessary paperwork (ie Membership Cards, Copies of Driver’s Licenses, proof of income, etc.) Revity Credit Union will not accept letters from employers as proof of income. Current check stubs with year to date income or IRS Tax documents are required.

Share Accounts

Account Balance Required to Earn Dividends Rate* APY*
Member Savings $0 - $9,999.99 0.05% 0.05%
Member Savings $10,000 - $24,999.99 0.05% 0.05%
Member Savings $25,000+ 0.10% 0.10%
Prime Time Club Bonus on all balances** 0.15% 0.15%
Simply MORE! Checking* $0 - $10,000 1.25% 1.25%
Simply MORE! Checking* $10,000.01 or more 0.25% 0.25%
Christmas Club All balances 0.05% 0.05%

All savings rates quoted as annual percentage yields. All share accounts other than Share 0 will be paid the Tier 1 dividend.

*Calculated on average daily balance.

**Bonus rate applies only to member's main share savings account.

Share Certificates

Type Term Minimum Balance Required Rate* APY*
Share Certificate 6 Month $1,000 1.74% 1.75%
Share Certificate 7 Month* $1,000 4.25% 4.25%
Share Certificate 11 Month** $1,000 4.00% 4.00%
Share Certificate 12 Month $1,000 2.58% 2.60%
Share Certificate 18 Month $1,000 2.62% 2.65%
Share Certificate 24 Month $1,000 2.72% 2.75%
Share Certificate 36 Month $1,000 2.77% 2.80%
Share Certificate 48 Month $1,000 2.87% 2.90%
Share Certificate 60 Month $1,000 3.02% 3.05%

 

Type Term Minimum Balance Required Rate* APY*
Youth Share Certificate 6 Month $250 1.74% 1.75%
Youth Share Certificate 12 Month $250 2.58% 2.60%

 

Type Term Minimum Balance Required Rate*  APY*
IRA Share Certificate 24 Month $1,000 2.72% 2.75%
IRA Share Certificate 36 Month $1,000 2.77% 2.80%
IRA Share Certificate 48 Month $1,000 2.87% 2.90%
IRA Share Certificate 60 Month $1,000 3.02% 3.05%

All Share Certificate Rates subject to change without notice. Penalty for early withdrawal.
APY = Annual Percentage Yield. Fees may reduce earnings. *$1,000 Minimum deposit to open. Restrictions apply. Penalty for early withdrawal. No compounding, interest paid at maturity. Limited time only.  **$1,000 Minimum deposit to open. Restrictions apply. Penalty for early withdrawal. Interest paid at maturity. Limited time only.